Below is each part, with the official rules that touch it. It's a checklist, not legal advice: check with your insurer, LTA or a lawyer where unsure.
1. The hirer and their licence
For foreign hirers, the Singapore Police Force says a foreigner living in Singapore for less than 12 months can drive on a valid foreign licence with an International Driving Permit, or an official English translation if no permit is available. Licence holders from ASEAN countries don't need an IDP. Foreigners living here for more than 12 months must convert to a Singapore licence.
- Full name, mobile number, email and home address, which you'll need if you have to name the driver for an offence.
- Driving licence number, class and expiry date, checked at pick-up.
- Extra drivers, each named with their own licence details. Nobody else may drive.
- Your insurer's conditions on age and driving experience; check with your insurer what they are.
- Before you photocopy or keep NRIC cards, check PDPC's guidelines on NRIC numbers.
2. The car as it left
Write down the plate, model, mileage and fuel level, and photograph all four sides, the wheels and any marks with the hirer watching. List what's in the car, such as a child seat or charging cable. Do the same at return. Two sets of dated photos settle most damage arguments in a minute.
3. Rates, deposit, fuel, mileage and late returns
- Rate: by the day, half day, week or month; each 24 hours from pick-up is the clearest 'day'.
- Deposit: the amount, what can be taken from it, and how many days after return it's refunded.
- Fuel: back at the same level, or a charge per eighth of a tank missing.
- Mileage: unlimited, or a daily allowance with a charge per km over.
- Late returns: a short grace period, then each extra day at the rental rate.
- Cancellation, cleaning and smoking fees, stated as amounts.
4. Fines, ERP and tolls
The hirer should pay every traffic and parking fine, ERP charge and toll during the rental, plus a stated admin fee per fine. For traffic offences, the Singapore Police Force first asks the vehicle's owner to furnish the driver's particulars, and only then issues the Notice of Traffic Offence to the driver. LTA has its own form for naming the driver for LTA offences. Either way, you'll be matching an offence's time to a rental weeks later, so keep the hirer's details and exact pick-up and return times.
5. Accidents, insurance and excess
State the insurance excess the hirer pays for any accident or damage, as an amount, and that they also pay any loss the insurance doesn't cover. Tell hirers what to do after an accident: stop, take photos, exchange details and call you at once, and get your approval before any repair.
Under the General Insurance Association's Motor Claims Framework, every accident must be reported to the insurer within 24 hours or by the next working day, however minor. Some also need a Traffic Police report, for example when someone is injured or a pedestrian, cyclist or foreign vehicle is involved; check GIA's list. The agreement should oblige the hirer to help you meet both deadlines.
6. Driving to Malaysia
Decide whether cars may go to Malaysia at all. If so, require approval before each trip and a daily surcharge, and check with your insurer that the policy covers Malaysia. Two border rules apply:
- Malaysia's Vehicle Entry Permit (VEP): Malaysia began enforcing it at its land border with Singapore on 1 October 2024, in phases. The owner, or someone the owner appoints, registers each car on JPJ's VEP portal and fits its RFID tag, which belongs to that car and can't be moved to another. Private vehicles also pay a road charge of RM20 per entry, by Touch 'n Go. Registering is the owner's job, not the hirer's.
- Singapore's three-quarter tank rule: a Singapore-registered car leaving by land must have at least three-quarters of a tank. Singapore Customs' composition sums for cars are S$100 for a first offence, S$300 for a second and S$500 for a third. Make it clear the hirer pays.
7. Renting to private hire (PHV) drivers
Renting to drivers who do private hire work has its own rules. LTA's FAQ says the car must pass a conversion inspection at an LTA-Authorised Inspection Centre, be converted to a private hire car on OneMotoring (S$100 administrative fee), have private hire decals on the front and back windscreens within three calendar days, and carry adequate motor insurance; private hire cars are inspected every year. The driver needs a Private Hire Car Driver's Vocational Licence (PDVL) or a TDVL, valid for the whole rental.
Add terms for this use: the driver keeps both licences valid, follows LTA's rules and the platforms' terms, works on their own account, pays all fines, reports any accident or complaint at once, and doesn't sublet or let anyone else drive. Rent is usually weekly, so say which day it's due.
8. Signing on the hirer's phone
Singapore's Electronic Transactions Act says a contract isn't invalid only because it was made electronically, so a hirer can sign on their own phone. Make it count: show the full terms first, have them tick and type their name, record the date and time, and send them a copy.
How rental terms and e-sign work in AQUORIA O.N.E
Car and van rental needs Business. On the Rentals page you tick the terms that apply, each with an optional amount: no smoking (with a cleaning fee), no pets, same fuel at return, late returns charged, only the hirer drives, Malaysia trips with approval at a daily fee (or, unticked, 'must not be driven outside Singapore'), hirer pays the excess, hirer pays fines, ERP and tolls with an admin fee each, return it clean, report breakdowns, deposit returned within set days, and late cancellations charged. Your own words follow, and the terms show in the hirer's language.
When you book, the app checks the car is free and makes the job for the rent, by the day (with an optional half-day price), week or month. Send the agreement link by email from your own connected mailbox (or your email app if none is connected), tap WhatsApp to open a chat with the hirer on your phone with the message and link written, or show its QR code. The hirer fills in their licence number, expiry and address (and PDVL for a private hire rental), ticks the agreement and your privacy notice, signs with a finger and taps I agree. The time, signature and notice version print on the agreement. Paper signing stays an option.
The car can't be handed over until it's signed, and the app stops a rental when the licence has expired, road tax or insurance ends before the return date, or a private hire car isn't registered for it or the PDVL runs out first. At pick-up you record mileage, fuel, up to 12 photos and the deposit. At return, late days after a two-hour grace period, km over the allowance and missing fuel are added, and the deposit is refunded or part kept. Breakdown days come off the rent, and a car can be swapped mid-rental.
How it works
- 1On Business, add your cars with road tax and insurance dates, day rate, km allowance and full-tank cost.
- 2Tick your rental terms and fees once on the Rentals page.
- 3Book the car, then send the agreement link by email, from WhatsApp on your phone, or show its QR code.
- 4The hirer fills in their licence details and signs on their phone.
- 5Record mileage, fuel, photos and the deposit at pick-up and at return.
What you'll use
- Online booking systemAn online booking system for Singapore: services with durations, your own booking page, deposits, day-before reminders and a calendar. Try it free.
- PaymentsTake payments in Singapore: PayNow QR for the exact amount, cash, transfer and cards through your own account, plus deposits and part payments. Try free.
- InvoicingInvoice software for Singapore: receipts and A4 invoices with GST, numbering, payment terms, PayNow QR, statements and reminders. Free for 14 days.
- ReportsSales report software with a live dashboard: revenue by day, service and channel, payments by method, top customers and CSV downloads. Try it free.
Plan: Business
Sources
- Singapore Police Force: Singapore driving licence (foreign licences)
- Singapore Police Force: Submit driver's particulars for traffic offence
- LTA OneMotoring: Furnishing of driver's particulars form
- GIA: Motor Claims Framework
- JPJ Malaysia: RC & VEP FAQ
- Ministry of Transport Malaysia: Enforcement of the Vehicle Entry Permit (media release, 2025)
- Singapore Customs: Three-quarter tank rule
- LTA: FAQs for private hire car matters
- Singapore Statutes Online: Electronic Transactions Act 2010
Published 4 November 2026
Questions
What should a car rental agreement include in Singapore?
The hirer's name, contact details and licence; named extra drivers; the car's plate, mileage, fuel and condition at pick-up; the rate, deposit and refund timing; fuel, mileage and late-return charges; who pays fines, ERP and tolls; the insurance excess and what to do after an accident; whether Malaysia trips are allowed; and signatures with the date.
Can I drive a rental car to Malaysia?
Only if the rental company allows it, usually with approval and a daily surcharge. The car needs Malaysia's Vehicle Entry Permit, registered by its owner with JPJ, and must leave Singapore with at least three-quarters of a tank under Singapore Customs' rule. Check with the company that its insurance covers Malaysia before you go.
Who pays traffic fines on a rental car in Singapore?
The hirer, if the agreement says so, and it should. For traffic offences, the Singapore Police Force asks the vehicle owner to furnish the driver's particulars before issuing the notice to the driver, so the rental company names the hirer using the rental's dates and times. Many agreements add an admin fee for each fine handled.
Is an e-signature valid for a rental agreement in Singapore?
Singapore's Electronic Transactions Act says a contract isn't invalid only because it was made electronically. To make an e-signed agreement easy to rely on, show the full terms before signing, record the time and the signer's name, and send them a copy. For a large or unusual dispute, check with a lawyer.
Do private hire drivers need a PDVL to rent a car?
To use the car for private hire work, yes: LTA requires a PDVL or TDVL, and the car must be registered as a private hire car with decals and adequate insurance. For an ordinary self-drive rental, a valid driving licence is enough. Rental companies should check the PDVL stays valid for the whole rental.